Author: GM

Getting Minted is written by a financially independent, 50-something, UK based, man who would like to share what he has learned on the road to financial independence and beyond.

2020 a year in review

My newspaper reported that “the FTSE 100 suffered its worst 12 months since the financial crisis, despite a year-end rally fuelled by the start of Covid-19 vaccine rollouts.” This index of the largest UK listed companies incurred a loss for the year (-14.3%) that “was its biggest annual fall since 2008, when it plunged by…

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What a difference a day makes

On Monday 9 November as the stock market reacted positively to the emerging result of the US Presidential election, the news of a successful vaccine against the coronavirus was released. What a difference that day made. My portfolio recorded a gain of 4.80% on that day as my individual holdings rose between 2.00% and 8.23%.…

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The first dividend cut is the deepest

The UK situation at present is somewhat confused. There is a worsening in the covid-19 statistics and there are pressures to enact more restrictions or even another lockdown. Different restrictions have been applied to different parts of the UK. There is a debate about what these statistics show us, whether more restrictions are needed or…

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Dividend cut

After six months of the financial crisis situation brought about by the pandemic my investment portfolio has suffered a first dividend cut. After over twenty dividend announcements that increased or maintained the dividends in payment over the last six months I have now had one that reduced it. In a recent discussion with my brothers…

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Holding my own

After six years and seven months on the road marked financially independent draw down I am holding my own in the most challenging year so far. I maintain and update these graphs at each month end to help review longer term progress. This income graph shows the annual dividend income as a percentage of the…

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