On the road to financial independence and beyond
I’ve recorded my spending since I started at university as a student over forty years ago. I used notebooks and cashbooks back then, but I now have just over twenty-five years of computerised records. This has required a bit of work to maintain to say the least, but it is a useful source of data.…
Since I wrote two weeks ago my investment returns have edged upwards so I’m slightly up on the year despite the events of the year. Capital values show a tiny reduction but my portfolio income continues to exceed my expenditure allowing total assets to increase. March The FTSE All Share Total Return index, my chosen…
Russia invaded Ukraine on Thursday 24 February. This followed several weeks when it was apparent that Russia had mobilised an army on its borders with Ukraine. In my view this is a significant historic event and is a humanitarian disaster, but I’m going to concentrate on the personal financial and portfolio impact of it in…
This is an update on my portfolio for the month of October. This was a quiet and uneventful month, but our annual spending is up 15% on a year ago. October The FTSE All Share Total Return index, my chosen benchmark, was up by +1.82% in the month, and is up by +15.63% for the…