Category: Getting Minted

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Going for growth

I’ve had my second jab today, with no side effects so far, and I am feeling more optimistic for the future. It’s interesting that nearly 24 million people in this country are older, less healthy, or otherwise more entitled to a second vaccination than me. I’ve enjoyed a couple of indoor pub drinks with friends…

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House prices then and now

My brother sent me an email headed “To bring back memories of the 80s and your first flat/property.” It included a link to the place where I bought my first property that showed a studio flat, like mine, for sale. “Offers Over £175,000” were being sought. I responded “That’s a 600%+ price rise! I read…

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Changes made

This is a late update on my portfolio for the month of March including some detail on actions taken in March and April. Investment changes In March I made a few changes. Firstly, I sold some shares, about 0.79% of my portfolio, to raise my cash levels. That covers about three months of drawdown spending.…

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An alternative approach to decumulation

Taking up on Sovereign Quest’s challenge here is my contribution. In the discussion about attaining financial independence and retiring early (“FIRE”) there is an accumulation phase and a decumulation phase. In the first phase you accumulate assets by earning, saving and investing in order to have enough assets to be financially independent. This is followed,…

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My Financial Origin Story – Getting Minted

Belatedly taking up on Monevator’s idea and Sovereign Quest’s challenge here is my story. I had a comfortable upbringing. We were a middle-class family but not one for showing off. We holidayed exclusively in the UK and mostly near Blackpool. My parents were careful with money even though they weren’t short of it, as I…

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